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St. Clair city, MN

ZIP 56080 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56080

Median Home Value
$199,200
Median Rent
N/A
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,280/mo PITI).

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 56080 in St. Clair city, MN, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,280. That sits below the local median household income ($100,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.7%+34% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
6.1%-88% vs US avg
x
Mortgage-Free
45.1%+18% vs US avg
x
$199,200
Home Value
N/A
Rent
1971
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.5%
  • 1-unit attached2.2%
  • 2-9 units3.6%
  • 10+ units7.2%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,200
Median rent$-666,666,666
Owner-occupied87.7%
Vacant2.9%
Price-to-income2.0x
Est. income to buy$55,000