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Ellendale city, MN

ZIP 56026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 56026

Median Home Value
$221,000
Median Rent
$676
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,420/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 56026 in Ellendale city, MN, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,420. That sits below the local median household income ($96,815), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.9%+36% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
2.3%-95% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$221,000
Home Value
$676
Rent
1951
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.5%
  • 1-unit attached2.0%
  • 2-9 units2.3%
  • 10+ units3.4%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$221,000
Median rent$676
Owner-occupied88.9%
Vacant3.9%
Price-to-income2.3x
Est. income to buy$61,000