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Altura city, MN

ZIP 55969 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55969

Median Home Value
$260,400
Median Rent
$613
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,673/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55969 in Altura city, MN, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,673. That sits below the local median household income ($87,212), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
10.7%-28% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$260,400
Home Value
$613
Rent
1977
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached5.8%
  • 2-9 units3.5%
  • 10+ units0.9%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$260,400
Median rent$613
Owner-occupied86.9%
Vacant3.7%
Price-to-income3.0x
Est. income to buy$72,000