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Plainview city, MN

ZIP 55964 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55964

Median Home Value
$241,900
Median Rent
$668
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,554/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55964 in Plainview city, MN, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,554. That is roughly in line with the local median household income ($72,765). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.4%+20% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
75.5%-13% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
35.3%-29% vs US avg
x
Mortgage-Free
40.5%+6% vs US avg
x
$241,900
Home Value
$668
Rent
1979
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached7.5%
  • 2-9 units11.4%
  • 10+ units3.1%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,900
Median rent$668
Owner-occupied78.4%
Vacant5.8%
Price-to-income3.3x
Est. income to buy$67,000