ZIP Code 55760 — McGregor city, MN Demographics & Data

ZIP code 55760 covers McGregor, MN in Aitkin County with a population of about 2,831.

At a glance, the area shows median age of 56.1 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the MINNEAPOLIS - ST. PAUL media market.

McGregor, MN fits a retirement-oriented profile (high share of residents 65+ (35.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 55760 is about $60,341 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.4%; unemployment rate near 7.7%; 21.1% of adults with a bachelor’s degree or higher (about 12.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Healthcare; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $261,700 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $618 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 81.9% (about 16.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55760 in McGregor, MN, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,681. That is about 19% above the local median household income ($60,341), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McGregor city, MN as Relatively Low (composite score 56.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (69.4) and wildfire (57.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McGregor city, MN show little to no average snow.

IRS migration statistics show a net inflow of about 201 for ZIP 55760 (McGregor city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.