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, MN

ZIP 55749 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55749

Median Home Value
$217,400
Median Rent
N/A
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,397/mo PITI).

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 55749 in MN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,397. That sits below the local median household income ($82,530), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.2%+40% vs US avg
x
Vacancy Rate
38.5%+274% vs US avg
x
Broadband Access
66.9%-23% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
34.9%-9% vs US avg
x
$217,400
Home Value
N/A
Rent
1985
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,400
Median rent$-666,666,666
Owner-occupied91.2%
Vacant38.5%
Price-to-income2.6x
Est. income to buy$60,000