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Cromwell city, MN

ZIP 55726 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55726

Median Home Value
$218,900
Median Rent
$713
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,406/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55726 in Cromwell city, MN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,406. That sits below the local median household income ($76,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 37% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.4%+20% vs US avg
x
Vacancy Rate
37.0%+260% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
30.7%-38% vs US avg
x
Mortgage-Free
37.5%-2% vs US avg
x
$218,900
Home Value
$713
Rent
1985
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.5%
  • 1-unit attached0.3%
  • 2-9 units1.1%
  • 10+ units7.9%
  • Mobile home & other7.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,900
Median rent$713
Owner-occupied78.4%
Vacant37.0%
Price-to-income2.9x
Est. income to buy$60,000