ZIP Code 55716 — Calumet city, MN Demographics & Data

ZIP code 55716 covers Calumet, MN in Itasca County with a population of about 219.

At a glance, the area shows median age of 57.5 versus a U.S. median of about 38.9.

It sits in telephone area code 218; U.S. House district MN-8; the DULUTH - SUPERIOR media market.

Calumet, MN fits a retirement-oriented profile (high share of residents 65+ (38.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 55716 is about $40,833 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.1%; unemployment rate near 14.3%; 8.9% of adults with a bachelor’s degree or higher (about 24.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Food services; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 86.0 minutes (U.S. average near 26.8).

Median home value is about $102,600 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55716 in Calumet, MN, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $659. That sits below the local median household income ($40,833), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Calumet city, MN as Relatively Low (composite score 76.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.4) and wildfire (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Calumet city, MN show little to no average snow and around 29.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 55716 (Calumet city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.