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Blaine city, MN

ZIP 55449 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55449

Median Home Value
$422,600
Median Rent
$1,612
Affordability Snapshot
$116,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,715/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55449 in Blaine city, MN, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,715. That is roughly in line with the local median household income ($128,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
13.2%-11% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
23.1%-39% vs US avg
x
$422,600
Home Value
$1,612
Rent
2005
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.0%
  • 1-unit attached21.6%
  • 2-9 units3.9%
  • 10+ units2.6%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$422,600
Median rent$1,612
Owner-occupied88.2%
Vacant3.9%
Price-to-income3.3x
Est. income to buy$116,000