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Plymouth city, MN

ZIP 55441 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55441

Median Home Value
$463,300
Median Rent
$1,484
Affordability Snapshot
$128,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,976/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55441 in Plymouth city, MN, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,976. That is about 28% above the local median household income ($100,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.4%-8% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
8.8%-40% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
39.6%+4% vs US avg
x
$463,300
Home Value
$1,484
Rent
1979
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.0%
  • 1-unit attached13.2%
  • 2-9 units3.9%
  • 10+ units31.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$463,300
Median rent$1,484
Owner-occupied60.4%
Vacant4.8%
Price-to-income4.6x
Est. income to buy$128,000