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Fridley city, MN

ZIP 55432 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55432

Median Home Value
$278,600
Median Rent
$1,199
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,790/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55432 in Fridley city, MN, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,790. That is roughly in line with the local median household income ($77,985). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.0%-1% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$278,600
Home Value
$1,199
Rent
1969
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.3%
  • 1-unit attached8.5%
  • 2-9 units6.5%
  • 10+ units27.2%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$278,600
Median rent$1,199
Owner-occupied65.0%
Vacant4.5%
Price-to-income3.6x
Est. income to buy$77,000