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Bloomington city, MN

ZIP 55425 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55425

Median Home Value
$312,900
Median Rent
$1,384
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,010/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55425 in Bloomington city, MN, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,010. That is about 26% above the local median household income ($68,517), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
36.3%-44% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
4.7%-32% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
40.7%+7% vs US avg
x
$312,900
Home Value
$1,384
Rent
1972
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached27.7%
  • 1-unit attached8.2%
  • 2-9 units5.8%
  • 10+ units57.3%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$312,900
Median rent$1,384
Owner-occupied36.3%
Vacant5.5%
Price-to-income4.6x
Est. income to buy$86,000