ZIP Code 55324 — Darwin city, MN Demographics & Data

ZIP code 55324 covers Darwin, MN in Meeker County with a population of about 1,193.

At a glance, the area shows median age of 52.2 versus a U.S. median of about 38.9.

It sits in telephone area code 320; U.S. House district MN-7; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 55324 is about $81,488 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 1.8%; 25.9% of adults with a bachelor’s degree or higher (about 7.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Other services; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $316,400 — about 9% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $515 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 95.5% (about 30.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55324 in Darwin, MN, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,032. That is roughly in line with the local median household income ($81,488). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Darwin city, MN as Very Low (composite score 27.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (36.3) and wildfire (26.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Darwin city, MN show little to no average snow and around 28.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 85 for ZIP 55324 (Darwin city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.