ZIP Code 55315 — Carver city, MN Demographics & Data

ZIP code 55315 covers Carver, MN in Carver County with a population of about 7,034.

At a glance, the area shows median age of 39.9 (near the U.S. median).

It sits in telephone area code 952; U.S. House district MN-6; the MINNEAPOLIS - ST. PAUL media market.

Median household income in ZIP 55315 is about $140,446 — about 87% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 4.1%; 56.0% of adults with a bachelor’s degree or higher (about 22.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 20.9% of workers reporting work-from-home (about 5.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $433,400 — about 25% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,164 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 91.1% (about 25.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55315 in Carver, MN, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,784. That sits below the local median household income ($140,446), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carver city, MN as Relatively Low (composite score 59.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.4) and wildfire (39.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carver city, MN show little to no average snow and around 33.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 499 for ZIP 55315 (Carver city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.