US5.com
  1. Home
  2. States
  3. Minnesota
  4. ZIP 55117
  5. Housing & Real Estate
St. Paul city, MN

ZIP 55117 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 55117

Median Home Value
$262,700
Median Rent
$1,095
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,688/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 55117 in St. Paul city, MN, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,688. That is roughly in line with the local median household income ($71,784). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.3%-6% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
91.8%+5% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
35.4%-7% vs US avg
x
$262,700
Home Value
$1,095
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.0%
  • 1-unit attached9.8%
  • 2-9 units9.1%
  • 10+ units29.8%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,700
Median rent$1,095
Owner-occupied61.3%
Vacant5.8%
Price-to-income3.7x
Est. income to buy$72,000