ZIP Code 55057 — Northfield city, MN Demographics & Data

ZIP code 55057 covers Northfield, MN in Rice County with a population of about 25,458.

At a glance, the area shows median age of 32.7 versus a U.S. median of about 38.9.

It sits in telephone area code 507; U.S. House district MN-2; the MINNEAPOLIS - ST. PAUL media market.

Northfield, MN sits in a university / college context (near st olaf college (0.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 55057 is about $97,521 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 4.5%; 48.9% of adults with a bachelor’s degree or higher (about 15.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Manufacturing; about 19.5% of workers reporting work-from-home (about 4.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $338,800 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $931 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 55057 in Northfield, MN, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,176. That is roughly in line with the local median household income ($97,521). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Northfield city, MN as Relatively Low (composite score 75.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.4) and wildfire (33.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Northfield city, MN show little to no average snow and around 35.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,807 for ZIP 55057 (Northfield city, MN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.