ZIP Code 54928 — Caroline CDP, WI Demographics & Data

ZIP code 54928 covers Caroline, WI in Shawano County with a population of about 536.

At a glance, the area shows median age of 35.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-8; the GREEN BAY - APPLETON media market.

Median household income in ZIP 54928 is about $72,375 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 1.0%; 19.0% of adults with a bachelor’s degree or higher (about 14.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Healthcare; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $193,800 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.6% (about 31.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54928 in Caroline, WI, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,245. That sits below the local median household income ($72,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Caroline CDP, WI as Relatively Low (composite score 63.1), which is near the middle of the national distribution. The strongest component scores on US5 are flood (59.7) and wildfire (21.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Caroline CDP, WI show little to no average snow.

IRS migration statistics show a net inflow of about 31 for ZIP 54928 (Caroline CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.