US5.com
  1. Home
  2. States
  3. Wisconsin
  4. ZIP 54876
  5. Housing & Real Estate
Reserve CDP, WI

ZIP 54876 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54876

Median Home Value
$262,900
Median Rent
$573
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,689/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54876 in Reserve CDP, WI, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,689. That is roughly in line with the local median household income ($69,444). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 62% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.8%+28% vs US avg
x
Vacancy Rate
61.7%+499% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
3.3%-75% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
8.2%-84% vs US avg
x
Mortgage-Free
53.5%+40% vs US avg
x
$262,900
Home Value
$573
Rent
1986
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.6%
  • 1-unit attached0.7%
  • 2-9 units1.7%
  • 10+ units1.0%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,900
Median rent$573
Owner-occupied83.8%
Vacant61.7%
Price-to-income3.8x
Est. income to buy$72,000