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Lake Nebagamon village, WI

ZIP 54849 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54849

Median Home Value
$254,200
Median Rent
$706
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,633/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54849 in Lake Nebagamon village, WI, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,633. That is roughly in line with the local median household income ($77,353). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 36% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.2%+38% vs US avg
x
Vacancy Rate
35.7%+247% vs US avg
x
Broadband Access
87.6%+1% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
1.3%-97% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$254,200
Home Value
$706
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.7%
  • 1-unit attached0.3%
  • 2-9 units2.2%
  • 10+ units1.1%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,200
Median rent$706
Owner-occupied90.2%
Vacant35.7%
Price-to-income3.3x
Est. income to buy$70,000