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Reserve CDP, WI

ZIP 54828 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54828

Median Home Value
$218,100
Median Rent
$264
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,401/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

68.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54828 in Reserve CDP, WI, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,401. That is about 28% above the local median household income ($46,938), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 51% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.4%+17% vs US avg
x
Vacancy Rate
50.8%+393% vs US avg
x
Broadband Access
75.4%-13% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
12.3%-75% vs US avg
x
Mortgage-Free
58.9%+54% vs US avg
x
$218,100
Home Value
$264
Rent
1977
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.4%
  • 1-unit attached2.1%
  • 2-9 units3.2%
  • 10+ units0.0%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,100
Median rent$264
Owner-occupied76.4%
Vacant50.8%
Price-to-income4.6x
Est. income to buy$60,000