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Pepin village, WI

ZIP 54759 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54759

Median Home Value
$216,200
Median Rent
$735
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,389/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54759 in Pepin village, WI, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,389. That sits below the local median household income ($84,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.1%+29% vs US avg
x
Vacancy Rate
23.5%+128% vs US avg
x
Broadband Access
86.6%-0% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
6.3%-87% vs US avg
x
Mortgage-Free
43.2%+13% vs US avg
x
$216,200
Home Value
$735
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.9%
  • 1-unit attached0.9%
  • 2-9 units11.3%
  • 10+ units3.4%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,200
Median rent$735
Owner-occupied84.1%
Vacant23.5%
Price-to-income2.6x
Est. income to buy$60,000