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Eleva village, WI

ZIP 54738 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54738

Median Home Value
$277,400
Median Rent
$790
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,782/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54738 in Eleva village, WI, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,782. That sits below the local median household income ($93,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.2%+10% vs US avg
x
Vacancy Rate
5.6%-45% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
12.4%-16% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
4.5%-91% vs US avg
x
Mortgage-Free
47.8%+25% vs US avg
x
$277,400
Home Value
$790
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.3%
  • 1-unit attached0.3%
  • 2-9 units6.4%
  • 10+ units1.6%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$277,400
Median rent$790
Owner-occupied72.2%
Vacant5.6%
Price-to-income3.0x
Est. income to buy$76,000