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Necedah village, WI

ZIP 54646 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54646

Median Home Value
$145,200
Median Rent
$709
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$933/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54646 in Necedah village, WI, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $933. That sits below the local median household income ($58,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
42.3%+310% vs US avg
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
1.5%-89% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
8.3%-83% vs US avg
x
Mortgage-Free
48.7%+27% vs US avg
x
$145,200
Home Value
$709
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.1%
  • 1-unit attached0.3%
  • 2-9 units3.7%
  • 10+ units2.5%
  • Mobile home & other27.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,200
Median rent$709
Owner-occupied83.5%
Vacant42.3%
Price-to-income2.5x
Est. income to buy$40,000