ZIP Code 54547 — Mercer CDP, WI Demographics & Data

ZIP code 54547 covers Mercer, WI in Iron County with a population of about 1,396.

At a glance, the area shows median age of 63.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the DULUTH - SUPERIOR media market.

Mercer, WI fits a retirement-oriented profile (high share of residents 65+ (42.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 54547 is about $60,795 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.6%; unemployment rate near 0.4%; 29.5% of adults with a bachelor’s degree or higher (about 4.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $278,500 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $375 (about 68% below the U.S. median rent ($1,163)), and owner-occupancy near 88.8% (about 23.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54547 in Mercer, WI, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,789. That is about 27% above the local median household income ($60,795), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mercer CDP, WI as Very Low (composite score 11.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (18.4) and wildfire (7.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mercer CDP, WI show little to no average snow and around 32.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 81 for ZIP 54547 (Mercer CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.