US5.com
  1. Home
  2. States
  3. Wisconsin
  4. ZIP 54435
  5. Housing & Real Estate
, WI

ZIP 54435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54435

Median Home Value
$211,400
Median Rent
$389
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,358/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

45.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54435 in WI, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,358. That sits below the local median household income ($82,440), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 45% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.7%+36% vs US avg
x
Vacancy Rate
44.7%+334% vs US avg
x
Broadband Access
68.4%-21% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
3.1%-75% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
2.1%-96% vs US avg
x
Mortgage-Free
55.2%+45% vs US avg
x
$211,400
Home Value
$389
Rent
1986
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached0.6%
  • 2-9 units0.2%
  • 10+ units0.7%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,400
Median rent$389
Owner-occupied88.7%
Vacant44.7%
Price-to-income2.6x
Est. income to buy$58,000