ZIP Code 54428 — Post Lake CDP, WI Demographics & Data

ZIP code 54428 covers Post Lake, WI in Langlade County with a population of about 953.

At a glance, the area shows median age of 59.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the WAUSAU - RHINELANDER media market.

Post Lake, WI fits a retirement-oriented profile (high share of residents 65+ (39.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 54428 is about $49,407 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.9%; unemployment rate near 2.6%; 15.6% of adults with a bachelor’s degree or higher (about 18.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Construction; about 5.0% of workers reporting work-from-home (about 10.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $178,400 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $522 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 85.0% (about 19.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54428 in Post Lake, WI, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,146. That is roughly in line with the local median household income ($49,407). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Post Lake CDP, WI as Relatively Low (composite score 49.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (39.2) and wildfire (20.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Post Lake CDP, WI show little to no average snow.

IRS migration statistics show a net inflow of about 56 for ZIP 54428 (Post Lake CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.