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Polonia CDP, WI

ZIP 54423 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54423

Median Home Value
$290,700
Median Rent
$675
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,867/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54423 in Polonia CDP, WI, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,867. That sits below the local median household income ($116,941), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
95.6%+46% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
10.0%-33% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
13.5%-73% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$290,700
Home Value
$675
Rent
1991
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.0%
  • 1-unit attached1.0%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$290,700
Median rent$675
Owner-occupied95.6%
Vacant5.0%
Price-to-income2.5x
Est. income to buy$80,000