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Birnamwood village, WI

ZIP 54414 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54414

Median Home Value
$185,800
Median Rent
$508
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,194/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54414 in Birnamwood village, WI, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That sits below the local median household income ($75,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.3%+30% vs US avg
x
Vacancy Rate
11.1%+7% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
12.4%-75% vs US avg
x
Mortgage-Free
41.8%+9% vs US avg
x
$185,800
Home Value
$508
Rent
1977
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.2%
  • 1-unit attached0.3%
  • 2-9 units2.2%
  • 10+ units3.1%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,800
Median rent$508
Owner-occupied85.3%
Vacant11.1%
Price-to-income2.5x
Est. income to buy$51,000