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Wausau city, WI

ZIP 54403 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54403

Median Home Value
$179,400
Median Rent
$802
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,152/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54403 in Wausau city, WI, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,152. That sits below the local median household income ($66,040), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
7.6%-40% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
41.7%+9% vs US avg
x
$179,400
Home Value
$802
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.7%
  • 1-unit attached1.8%
  • 2-9 units14.4%
  • 10+ units12.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$179,400
Median rent$802
Owner-occupied65.2%
Vacant6.8%
Price-to-income2.7x
Est. income to buy$49,000