ZIP Code 54210 — Ellison Bay CDP, WI Demographics & Data

ZIP code 54210 covers Ellison Bay, WI in Door County with a population of about 893.

At a glance, the area shows median age of 63.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 274, 920; U.S. House district WI-8; the GREEN BAY - APPLETON media market.

Ellison Bay, WI fits a retirement-oriented profile (high share of residents 65+ (47.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 54210 is about $80,833 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 2.2%; 59.9% of adults with a bachelor’s degree or higher (about 26.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Professional services; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $356,100 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $594 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 89.8% (about 24.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54210 in Ellison Bay, WI, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,287. That is about 21% above the local median household income ($80,833), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ellison Bay CDP, WI as Relatively Low (composite score 46.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (52.1) and wildfire (39.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ellison Bay CDP, WI show little to no average snow and around 31.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 52 for ZIP 54210 (Ellison Bay CDP, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.