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Amberg CDP, WI

ZIP 54102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54102

Median Home Value
$148,600
Median Rent
$514
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$955/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54102 in Amberg CDP, WI, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $955. That is roughly in line with the local median household income ($41,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 68% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.0%+41% vs US avg
x
Vacancy Rate
67.9%+559% vs US avg
x
Broadband Access
75.1%-14% vs US avg
x
4+ Bedrooms
1.4%-90% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
40.6%-18% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$148,600
Home Value
$514
Rent
1975
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.1%
  • 1-unit attached0.5%
  • 2-9 units1.2%
  • 10+ units0.0%
  • Mobile home & other13.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$148,600
Median rent$514
Owner-occupied92.0%
Vacant67.9%
Price-to-income3.5x
Est. income to buy$41,000