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St. Croix Falls city, WI

ZIP Code 54024 — St. Croix Falls city, WI Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
5,020
Median Income
$76,455
+2% vs US avg
Home Value
$248,900
-28% vs US avg
Median Rent
$774
-33% vs US avg
Median Age
46.6 yrs
+20% vs US avg
Area Code
Congress
Top Ancestry
GermanNorwegianIrish
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Location
Coordinates
45.5017, -92.6407
Elevation
840 ft
Land Area
84.3 sq mi
Water Area
2.9 sq mi (3% water)

At a glance

Population
5,020
Density
N/A
Median income
$76,455
+2% vs US avg
Home value
$248,900
-28% vs US avg
Median rent
$774
-33% vs US avg
Timezone

Overview of ZIP Code 54024

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What to know about ZIP 54024

ZIP code 54024 covers St. Croix Falls, WI in Polk County with a population of about 5,020.

At a glance, the area shows median age of 46.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 534, 715; U.S. House district WI-7; the MINNEAPOLIS - ST. PAUL media market.

Income and economy in St. Croix Falls, WI

Median household income in ZIP 54024 is about $76,455 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.2%; unemployment rate near 4.5%; 24.6% of adults with a bachelor’s degree or higher (about 9.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 54024

Median home value is about $248,900 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $774 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 54024 in St. Croix Falls, WI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,599. That is roughly in line with the local median household income ($76,455). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for St. Croix Falls city, WI as Relatively Low (composite score 63.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (55.2) and wildfire (41.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Croix Falls city, WI show little to no average snow and around 32.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 293 for ZIP 54024 (St. Croix Falls city, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport RNH (24.9 miles (40.1 km)) · Hazelden Betty Ford Graduate School (11.8 miles (19.0 km)) · Saint Croix National Scenic Riverway (19.3 miles (31.0 km)) · VA: Maplewood VA Clinic (37.5 miles (60.4 km))

Full lists and map pins are in the Infrastructure section below.