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Hammond village, WI

ZIP 54015 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 54015

Median Home Value
$285,900
Median Rent
$725
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,837/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

32.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 54015 in Hammond village, WI, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,837. That sits below the local median household income ($109,143), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.7%+20% vs US avg
x
Vacancy Rate
4.1%-61% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
2.0%-72% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
21.2%-44% vs US avg
x
$285,900
Home Value
$725
Rent
1990
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached8.0%
  • 2-9 units9.8%
  • 10+ units1.3%
  • Mobile home & other9.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,900
Median rent$725
Owner-occupied78.7%
Vacant4.1%
Price-to-income2.6x
Est. income to buy$79,000