US5.com
  1. Home
  2. States
  3. Wisconsin
  4. ZIP 53589
  5. Housing & Real Estate
Stoughton city, WI

ZIP 53589 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53589

Median Home Value
$318,300
Median Rent
$1,060
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,045/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53589 in Stoughton city, WI, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,045. That is roughly in line with the local median household income ($93,509). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
1.7%-86% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
15.7%-68% vs US avg
x
Mortgage-Free
39.9%+4% vs US avg
x
$318,300
Home Value
$1,060
Rent
1981
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.3%
  • 1-unit attached11.0%
  • 2-9 units9.6%
  • 10+ units9.8%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$318,300
Median rent$1,060
Owner-occupied76.2%
Vacant3.4%
Price-to-income3.4x
Est. income to buy$88,000