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Milton city, WI

ZIP 53563 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53563

Median Home Value
$270,800
Median Rent
$831
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,740/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53563 in Milton city, WI, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,740. That sits below the local median household income ($89,397), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
2.5%-76% vs US avg
x
Broadband Access
89.8%+3% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
10.2%-79% vs US avg
x
Mortgage-Free
35.7%-7% vs US avg
x
$270,800
Home Value
$831
Rent
1980
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached6.0%
  • 2-9 units8.9%
  • 10+ units3.5%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$270,800
Median rent$831
Owner-occupied86.9%
Vacant2.5%
Price-to-income3.0x
Est. income to buy$75,000