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Middleton city, WI

ZIP 53562 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53562

Median Home Value
$495,600
Median Rent
$1,245
Affordability Snapshot
$136,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,184/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53562 in Middleton city, WI, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,184. That is about 40% above the local median household income ($97,241), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.3%-15% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
13.3%-73% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$495,600
Home Value
$1,245
Rent
1990
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.4%
  • 1-unit attached6.0%
  • 2-9 units16.9%
  • 10+ units30.6%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$495,600
Median rent$1,245
Owner-occupied55.3%
Vacant3.1%
Price-to-income5.1x
Est. income to buy$136,000