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Janesville city, WI

ZIP 53548 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53548

Median Home Value
$226,600
Median Rent
$815
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,456/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53548 in Janesville city, WI, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,456. That sits below the local median household income ($74,696), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.8%+4% vs US avg
x
Vacancy Rate
5.2%-50% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
15.2%-69% vs US avg
x
Mortgage-Free
33.1%-13% vs US avg
x
$226,600
Home Value
$815
Rent
1966
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached2.9%
  • 2-9 units13.4%
  • 10+ units4.7%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$226,600
Median rent$815
Owner-occupied67.8%
Vacant5.2%
Price-to-income3.0x
Est. income to buy$62,000