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Lake Ripley CDP, WI

ZIP 53523 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53523

Median Home Value
$308,000
Median Rent
$894
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,979/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53523 in Lake Ripley CDP, WI, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,979. That sits below the local median household income ($100,903), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$308,000
Home Value
$894
Rent
1977
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.8%
  • 1-unit attached5.5%
  • 2-9 units10.1%
  • 10+ units2.5%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,000
Median rent$894
Owner-occupied82.8%
Vacant9.6%
Price-to-income3.1x
Est. income to buy$85,000