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Black Earth village, WI

ZIP 53515 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53515

Median Home Value
$336,400
Median Rent
$735
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,161/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53515 in Black Earth village, WI, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,161. That is roughly in line with the local median household income ($90,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.5%+34% vs US avg
x
Vacancy Rate
4.7%-55% vs US avg
x
Broadband Access
87.6%+1% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
44.0%+15% vs US avg
x
$336,400
Home Value
$735
Rent
1976
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.1%
  • 1-unit attached2.7%
  • 2-9 units9.3%
  • 10+ units1.3%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$336,400
Median rent$735
Owner-occupied87.5%
Vacant4.7%
Price-to-income3.7x
Est. income to buy$93,000