ZIP Code 53404 — Racine city, WI Demographics & Data

ZIP code 53404 covers Racine, WI in Racine County with a population of about 12,438.

At a glance, the area shows median age of 28.6 versus a U.S. median of about 38.9.

It sits in telephone area code 262; U.S. House district WI-1; the MILWAUKEE media market.

Median household income in ZIP 53404 is about $47,714 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.3%; unemployment rate near 11.1%; 12.8% of adults with a bachelor’s degree or higher (about 20.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 4.1% of workers reporting work-from-home (about 11.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $126,800 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $813 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 49.1% (about 16.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 53404 in Racine, WI, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $815. That sits below the local median household income ($47,714), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Racine city, WI as Relatively Moderate (composite score 85.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.7) and wildfire (29.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Racine city, WI show little to no average snow and around 31.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 726 for ZIP 53404 (Racine city, WI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.