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St. Francis city, WI

ZIP 53235 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53235

Median Home Value
$207,200
Median Rent
$819
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,331/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53235 in St. Francis city, WI, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,331. That is roughly in line with the local median household income ($58,490). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.5%-17% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$207,200
Home Value
$819
Rent
1959
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.8%
  • 1-unit attached4.2%
  • 2-9 units16.7%
  • 10+ units34.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$207,200
Median rent$819
Owner-occupied54.5%
Vacant5.1%
Price-to-income3.5x
Est. income to buy$57,000