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Waukesha city, WI

ZIP 53186 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53186

Median Home Value
$277,800
Median Rent
$1,071
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,785/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53186 in Waukesha city, WI, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,785. That is roughly in line with the local median household income ($74,596). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.8%-16% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
30.9%-19% vs US avg
x
$277,800
Home Value
$1,071
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.1%
  • 1-unit attached4.6%
  • 2-9 units17.8%
  • 10+ units27.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$277,800
Median rent$1,071
Owner-occupied54.8%
Vacant3.4%
Price-to-income3.7x
Est. income to buy$76,000