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Wheatland city, IA

ZIP 52777 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52777

Median Home Value
$142,600
Median Rent
$614
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$916/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52777 in Wheatland city, IA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $916. That sits below the local median household income ($47,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.5%+29% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
70.5%-19% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
15.3%-69% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$142,600
Home Value
$614
Rent
1944
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.5%
  • 1-unit attached2.4%
  • 2-9 units7.3%
  • 10+ units0.3%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,600
Median rent$614
Owner-occupied84.5%
Vacant11.0%
Price-to-income3.0x
Est. income to buy$39,000