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Lone Tree city, IA

ZIP 52755 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52755

Median Home Value
$219,800
Median Rent
$596
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,412/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52755 in Lone Tree city, IA, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,412. That sits below the local median household income ($98,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.1%+29% vs US avg
x
Vacancy Rate
8.1%-22% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
2.8%-60% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
36.0%-6% vs US avg
x
$219,800
Home Value
$596
Rent
1970
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.9%
  • 1-unit attached0.6%
  • 2-9 units5.5%
  • 10+ units3.4%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$219,800
Median rent$596
Owner-occupied84.1%
Vacant8.1%
Price-to-income2.2x
Est. income to buy$61,000