ZIP Code 52644 — Mount Union CDP, IA Demographics & Data

ZIP code 52644 covers Mount Union, IA in Henry County with a population of about 393.

At a glance, the area shows median age of 44.8 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-1; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 52644 is about $69,716 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 0.0%; 24.2% of adults with a bachelor’s degree or higher (about 9.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Agriculture; about 17.1% of workers reporting work-from-home (about 1.9 points above the U.S. share (15.2%)); a mean commute of about 160.0 minutes (U.S. average near 26.8).

Median home value is about $155,000 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $234 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 80.0% (about 14.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52644 in Mount Union, IA, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. That sits below the local median household income ($69,716), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Union CDP, IA as Very Low (composite score 30.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (47.9) and flood (26.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Union CDP, IA show little to no average snow and around 38.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 52644 (Mount Union CDP, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.