ZIP Code 52550 — Delta city, IA Demographics & Data

ZIP code 52550 covers Delta, IA in Keokuk County with a population of about 635.

At a glance, the area shows median age of 36.5 versus a U.S. median of about 38.9.

It sits in telephone area code 641; U.S. House district IA-1; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52550 is about $55,984 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 1.4%; 6.3% of adults with a bachelor’s degree or higher (about 27.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Wholesale trade; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $115,100 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $325 (about 72% below the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52550 in Delta, IA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $739. That sits below the local median household income ($55,984), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Delta city, IA as Very Low (composite score 21.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (44.4) and flood (29.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Delta city, IA show little to no average snow and around 37.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 52550 (Delta city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.