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ZIP 52409 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52409

Median Home Value
$170,300
Median Rent
$656
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,094/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52409, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,094. That is about 15% above the local median household income ($40,706), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.9%-33% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$170,300
Home Value
$656
Rent
1977
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.3%
  • 1-unit attached0.5%
  • 2-9 units9.7%
  • 10+ units45.1%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$170,300
Median rent$656
Owner-occupied43.9%
Vacant11.0%
Price-to-income4.2x
Est. income to buy$47,000