US5.com
  1. Home
  2. States
  3. Iowa
  4. ZIP 52342
  5. Housing & Real Estate
Toledo city, IA

ZIP 52342 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52342

Median Home Value
$136,300
Median Rent
$699
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$876/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52342 in Toledo city, IA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $876. That sits below the local median household income ($62,344), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
13.0%+26% vs US avg
x
Broadband Access
82.4%-5% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
50.3%+32% vs US avg
x
$136,300
Home Value
$699
Rent
1957
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached0.4%
  • 2-9 units8.1%
  • 10+ units6.8%
  • Mobile home & other11.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,300
Median rent$699
Owner-occupied70.1%
Vacant13.0%
Price-to-income2.2x
Est. income to buy$38,000