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Tiffin city, IA

ZIP 52340 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52340

Median Home Value
$317,900
Median Rent
$1,142
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,042/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52340 in Tiffin city, IA, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,042. That sits below the local median household income ($105,517), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.9%+21% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
8.7%+26% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
16.9%-56% vs US avg
x
$317,900
Home Value
$1,142
Rent
2010
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.0%
  • 1-unit attached41.3%
  • 2-9 units9.0%
  • 10+ units7.1%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$317,900
Median rent$1,142
Owner-occupied78.9%
Vacant3.2%
Price-to-income3.0x
Est. income to buy$88,000