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North Liberty city, IA

ZIP 52317 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52317

Median Home Value
$314,700
Median Rent
$1,040
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,022/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52317 in North Liberty city, IA, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,022. That sits below the local median household income ($108,156), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
12.0%-19% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
11.5%-77% vs US avg
x
Mortgage-Free
20.3%-47% vs US avg
x
$314,700
Home Value
$1,040
Rent
2004
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.6%
  • 1-unit attached21.1%
  • 2-9 units8.7%
  • 10+ units12.1%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$314,700
Median rent$1,040
Owner-occupied70.1%
Vacant7.0%
Price-to-income2.9x
Est. income to buy$87,000